Remortgage

Remortgaging is where you switch the mortgage on your home to another lender or negotiate a better deal with your existing one. There are many reasons why you may wish to remortgage, it may be that:

  • Your existing deal is coming to an end
  • Moving to another lender or even renewing with your existing may result in a lower interest rate
  • You may want to borrow additional funding for home improvements, debt consolidation or to buy another property

Going back to your current provider may be the first port of call for many but there are a number of reasons why looking at other options could be better for you. We can guide you through the remortgaging process, offer advice on mortgages specific to your circumstances from across the market. We search through thousands of mortgage products that are available, some of which are exclusive to us and if your current provider or bank is the best option we may even be able to deal with this for you.

You may have to pay an early repayment charge to your existing lender if you remortgage. A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.