Critical Illness

Critical illness cover pays a tax free lump-sum benefit upon diagnosis of a critical illness or a critical condition. This can include some forms of heart attack, stroke, cancer and many more. A critical illness insurance payout helps you avoid the financial strain a major illness can create, so you can focus on your recovery. The policy will also pay out if a policyholder becomes permanently disabled as a result of injury or illness. The policies can be either on a decreasing or level term basis depending on the type of mortgage you have. We can talk you through all your options.

Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.